MBSB BANK UNVEILS M-PROPERTY: A SMARTER WAY FOR SMEs TO OWN PROPERTY AND PRESERVE CASH FLOW
Released on: Monday, 22 Jun 2026 2:46PM
M-Property Financing Program. Finance your business space and daily operations in one solution.
PETALING JAYA, June 22 (Bernama) -- For many SMEs, growth often comes with a difficult choice: invest in commercial property or preserve cash flow for day-to-day operations and expansion.
To address this challenge, MBSB Bank has introduced M-Property, an innovative financing solution that combines property financing and working capital access in a single package. Designed specifically for Malaysian SMEs, M-Property enables businesses to build long-term assets while maintaining the liquidity needed to support growth.
A key feature of M-Property is its financing margin of up to 150%, helping businesses minimise upfront costs associated with property acquisition. Beyond financing the property itself, the facility can also cover expenses such as Takaful contributions, legal fees, stamp duties and valuation fees, allowing businesses to preserve valuable cash reserves for operational and growth needs. To support affordability, M-Property offers financing tenures of up to 20 years with competitive rates.
"SMEs should not have to choose between owning strategic business assets and maintaining healthy cash flow. M-Property is designed to provide both, giving businesses the financial flexibility to grow while building a stronger foundation for the future," said Noor Mohamed Amin Bin Mohamed, Group Chief Commercial Banking Officer of MBSB Berhad.
Through its dual Shariah-compliant facilities, Term Financing-i and Cashline-i, M-Property offers businesses the flexibility to finance commercial property acquisitions or refinancing, support working capital requirements, fund capital expenditure, and invest in business expansion initiatives.
The solution also supports sustainability ambitions by enabling financing for green initiatives, including Solar Photovoltaic (PV) installations, green building acquisitions and environmentally responsible property upgrades. Available exclusively to SME customers, M-Property is open to companies registered in Malaysia with a minimum of three years of business operations.
As businesses navigate an increasingly competitive environment, M-Property offers a smarter way to grow by combining asset ownership, financial flexibility and sustainable business financing in a single solution. SME owners interested in learning more can contact their dedicated MBSB Bank Relationship Manager or visit MBSB Bank's corporate digital channels for further information.
As businesses navigate an increasingly competitive environment, M-Property offers a smarter way to grow by combining asset ownership, financial flexibility and sustainable business financing in a single solution. From co-working operators investing in business premises and fit-outs, to restaurant franchises expanding into new locations, event space owners acquiring strategic properties, and logistics companies purchasing additional warehouses and equipment, M-Property is designed to help SMEs turn growth opportunities into long-term business assets.
SME owners interested in learning more can contact MBSB Bank’s Relationship Management team at commercialbanking@mbsb.com or visit www.mbsb.com/mbsbbank for more information.
About MBSB Berhad
MBSB Berhad (MBSB) is a dynamic financial services group with a longstanding role in supporting the nation’s financial system and economic development. MBSB is the holding company of MBSB Bank Berhad, MBSB Investment Bank Berhad (formerly MIDF Amanah Investment Bank), and Malaysian Industrial Development Finance Berhad (MIDF). MBSB Bank Berhad is a progressive Islamic bank offering comprehensive Shariah-compliant banking solutions to retail, SME, and corporate customers, with a strong emphasis on innovation and sustainable financing. MBSB Investment Bank Berhad serves as the Group’s investment banking and capital markets arm, providing advisory, research, equity brokerage, and capital markets services. MIDF plays a pivotal role in supporting business and industrial development through development finance, nurturing a resilient and thriving SME ecosystem, complemented by its asset management capabilities.
SOURCE: MBSB Berhad
FOR MORE INFORMATION, PLEASE CONTACT:
Name: Norsiah Juriani Johari
Group Head
Group Communications & Marketing Department
Group Corporate Strategy
Tel: +6012 900 1907
Email: norsiah.johari@mbsb.com
Name: Arna Farisa Binti Mohamad Isa
Senior Manager
Group Communications & Marketing Department
Group Corporate Strategy
Tel: +6013 394 2590
Email: arna.farisa@mbsb.com
--BERNAMA
To address this challenge, MBSB Bank has introduced M-Property, an innovative financing solution that combines property financing and working capital access in a single package. Designed specifically for Malaysian SMEs, M-Property enables businesses to build long-term assets while maintaining the liquidity needed to support growth.
A key feature of M-Property is its financing margin of up to 150%, helping businesses minimise upfront costs associated with property acquisition. Beyond financing the property itself, the facility can also cover expenses such as Takaful contributions, legal fees, stamp duties and valuation fees, allowing businesses to preserve valuable cash reserves for operational and growth needs. To support affordability, M-Property offers financing tenures of up to 20 years with competitive rates.
"SMEs should not have to choose between owning strategic business assets and maintaining healthy cash flow. M-Property is designed to provide both, giving businesses the financial flexibility to grow while building a stronger foundation for the future," said Noor Mohamed Amin Bin Mohamed, Group Chief Commercial Banking Officer of MBSB Berhad.
Through its dual Shariah-compliant facilities, Term Financing-i and Cashline-i, M-Property offers businesses the flexibility to finance commercial property acquisitions or refinancing, support working capital requirements, fund capital expenditure, and invest in business expansion initiatives.
The solution also supports sustainability ambitions by enabling financing for green initiatives, including Solar Photovoltaic (PV) installations, green building acquisitions and environmentally responsible property upgrades. Available exclusively to SME customers, M-Property is open to companies registered in Malaysia with a minimum of three years of business operations.
As businesses navigate an increasingly competitive environment, M-Property offers a smarter way to grow by combining asset ownership, financial flexibility and sustainable business financing in a single solution. SME owners interested in learning more can contact their dedicated MBSB Bank Relationship Manager or visit MBSB Bank's corporate digital channels for further information.
As businesses navigate an increasingly competitive environment, M-Property offers a smarter way to grow by combining asset ownership, financial flexibility and sustainable business financing in a single solution. From co-working operators investing in business premises and fit-outs, to restaurant franchises expanding into new locations, event space owners acquiring strategic properties, and logistics companies purchasing additional warehouses and equipment, M-Property is designed to help SMEs turn growth opportunities into long-term business assets.
SME owners interested in learning more can contact MBSB Bank’s Relationship Management team at commercialbanking@mbsb.com or visit www.mbsb.com/mbsbbank for more information.
About MBSB Berhad
MBSB Berhad (MBSB) is a dynamic financial services group with a longstanding role in supporting the nation’s financial system and economic development. MBSB is the holding company of MBSB Bank Berhad, MBSB Investment Bank Berhad (formerly MIDF Amanah Investment Bank), and Malaysian Industrial Development Finance Berhad (MIDF). MBSB Bank Berhad is a progressive Islamic bank offering comprehensive Shariah-compliant banking solutions to retail, SME, and corporate customers, with a strong emphasis on innovation and sustainable financing. MBSB Investment Bank Berhad serves as the Group’s investment banking and capital markets arm, providing advisory, research, equity brokerage, and capital markets services. MIDF plays a pivotal role in supporting business and industrial development through development finance, nurturing a resilient and thriving SME ecosystem, complemented by its asset management capabilities.
SOURCE: MBSB Berhad
FOR MORE INFORMATION, PLEASE CONTACT:
Name: Norsiah Juriani Johari
Group Head
Group Communications & Marketing Department
Group Corporate Strategy
Tel: +6012 900 1907
Email: norsiah.johari@mbsb.com
Name: Arna Farisa Binti Mohamad Isa
Senior Manager
Group Communications & Marketing Department
Group Corporate Strategy
Tel: +6013 394 2590
Email: arna.farisa@mbsb.com
--BERNAMA