MBSB BANK INTRODUCES TERM INVESTMENT ACCOUNT FOR SMES WITH 3.8% P.A. CAMPAIGN RATE FOR 12-MONTH TENURE

PETALING JAYA, May 15 (Bernama) -- Most SMEs don’t have the luxury of parking funds in complicated structures. They need returns that work around their cashflow — whether that’s keeping funds liquid or placing surplus cash for a fixed tenure. MBSB Bank’s latest campaign is designed around exactly that. 

Effective 16 May to 31 July 2026, MBSB Bank is offering SMEs three ways to put their business funds to work:
• Term Investment Account-i — indicative profit rate of up to 3.80% p.a. for a 12-month tenure, with a minimum investment of RM5,000. Previously more common in consumer and retail products, this offering is now made accessible to SMEs at a relatively low entry threshold.
• Term Deposit-i — 3.75% p.a. for a 12-month tenure, minimum deposit of RM5,000. A straightforward fixed-tenure option for businesses looking to place surplus funds with certainty.
• Current Account-i — 3.00% p.a. on balances of RM50,001 and above. Profit is calculated daily and credited monthly, allowing SMEs to earn meaningful returns on operational funds without sacrificing liquidity. This is a distinctive offering — rates at this level on current accounts are typically associated with significantly higher balance thresholds at other banks.

All products are Shariah-compliant. Term Deposit-i and Current Account-i are protected by PIDM up to RM250,000 per depositor.  

Noor Mohamed Amin Mohamed, Group Chief Commercial Banking Officer of MBSB Bank, said: 
“SMEs don’t have the luxury of chasing complicated structures in managing their funds. They need returns that work with how they actually operate. That’s what we’ve tried to build here — whether it’s high returns on current account balances or a longer placement, every level of this campaign is designed to make every ringgit of their business funds count.” 

SMEs interested in identifying the product best suited to their business cash flow may contact Henrisaputra Nst bin Yusuf from MBSB Bank’s Group Commercial Banking via WhatsApp at 014-920 3052, or visit
www.mbsb.com/mbsbbank/promotions/terminvestment-account-i-sme-term-deposit-i-sme-and-curre for more information. Terms and conditions apply. 

About MBSB Berhad

MBSB Berhad (MBSB) is a dynamic financial services group with a longstanding role in supporting the nation’s financial system and economic development. MBSB is the holding company of MBSB Bank Berhad, MBSB Investment Bank Berhad (formerly MIDF Amanah Investment Bank), and Malaysian Industrial Development Finance Berhad (MIDF). MBSB Bank Berhad is a progressive Islamic bank offering comprehensive Shariah-compliant banking solutions to retail, SME, and corporate customers, with a strong emphasis on innovation and sustainable financing. MBSB Investment Bank Berhad serves as the Group’s investment banking and capital markets arm, providing advisory, research, equity brokerage, and capital markets services. MIDF plays a pivotal role in supporting business and industrial development through development finance, nurturing a resilient and thriving SME ecosystem, complemented by its asset management capabilities. 

SOURCE: MBSB Berhad

FOR MORE INFORMATION, PLEASE CONTACT: 
Name: Norsiah Juriani Johari
Group Head
Group Communications & Marketing Department
Group Corporate Strategy
Tel: +6012 900 1907 
Email: norsiah.johari@mbsb.com

Name: Muhammad Alhafiz Sajahan
PR Officer
Group Communications & Marketing Department
Group Corporate Strategy 
Tel: +6011 2723 0300 
Email: alhafiz.sajahan@mbsb.com

--BERNAMA